How Much Is a Steam Gift Card in Naira? UK vs US Rates Compared

If you are holding a Steam wallet code and want to know how much a Steam gift card is worth in Naira, the honest answer is: it depends on which country issued the card. That single detail can change your payout by more than 30%.

Most guides quote one number for "Steam card rate in Nigeria" and leave it there. That is misleading, because Steam cards are region-locked and the market prices each region differently.

The country on the card matters more than the amount

At the time of writing, these were the Trusioo buy rates for Steam wallet codes:

Card country	Rate per $1	A $100 card pays about
United Kingdom	₦1,200	₦120,000
Switzerland	₦1,116	₦111,600
Europe (EUR)	₦1,030	₦103,000
United States	₦910	₦91,000

The same $100 of face value pays roughly ₦29,000 more as a UK card than as a US card. Nothing about the card is different from your side — it is purely regional demand.

Rates move daily. The numbers above were accurate when this article was published; always confirm the current figure on the live rates page before you trade.

Why UK and European Steam cards pay more

Three things drive it:

Resale demand. UK and EU wallet codes are easier to move on secondary markets than US ones, so buyers compete harder for them.
Currency of the code. A £100 or €100 card carries more underlying value than $100, and rates reflect that.
Supply. US cards are the most common card reaching Nigeria, and abundant supply pushes the rate down.

This is also why you should be sceptical of any platform quoting a single flat "Steam rate". If a buyer offers you the same rate for a US card and a UK card, one of those two prices is working against you.

Steam cards we accept beyond the usual four

Trusioo prices Steam wallet codes from 25 country and denomination combinations, including regions most Nigerian platforms will not touch:

United Arab Emirates, Hong Kong, Singapore, Taiwan
Brazil, Saudi Arabia, Thailand, Australia
Denmark, Switzerland, Canada, New Zealand

If you were given a Steam card while travelling, or bought one from a regional store, it is worth checking — a card you assumed was unsellable often has a live price.

How to sell your Steam card

Open the rates page and find Steam. Locate your card's country and denomination range.
Message us on WhatsApp with the card country and amount.
An agent confirms the exact rate for your card before you send anything.
After the code is verified, payment goes out to your bank, OPay or PalmPay.

You always see the quote before you hand over the code. If the number does not work for you, you walk away — nothing is committed until you accept.

Before you trade: three checks worth 60 seconds

Confirm the region. Look at the currency symbol on the card or receipt. A card bought on Steam's UK store is a UK card even if you are in Lagos.

Check the denomination band. Rates are banded — a $1–$1,000 US card and a $10–$100 Singapore card are priced separately. The rates table shows every band.

Do not share the code in a group chat. Send it only in a direct conversation after you have a quote. Once a Steam code is seen, it can be redeemed by anyone.

Frequently asked questions

Is a used or partially redeemed Steam card worth anything? No. Steam wallet codes are single-use. Once redeemed, the value sits in that Steam account and cannot be transferred.

Does a physical card pay differently from an e-code? The rate is the same. What matters is that the code is unused and the region is clear.

How long does payment take? Verification is the slow part, not payment. Once the code checks out, the transfer is initiated immediately.

Ready to check what your card is worth? The live Steam rates are updated as the market moves, and you can see every card we buy on the gift cards page.